Privacy Policy

Last updated: 15th January 2026

Introduction

Apexor B.V. ("we", "us", "our") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website apexor.top or use our services.

Data Controller Information

The data controller for your personal information is Apexor B.V., a company registered in the Netherlands with registration number KvK94562137, located at Hoofdstraat 28, 3016 KA Rotterdam, South Holland, Netherlands.

Data We Collect

We may collect and process the following types of personal data about you:

  • Contact Information: Name, email address, telephone number, postal address
  • Financial Information: Information about your financial situation, goals, and preferences (only when provided voluntarily for our services)
  • Technical Data: IP address, browser type, operating system, referring URLs, and website usage information
  • Communication Data: Records of correspondence and communications with us
  • Marketing Data: Your preferences for receiving marketing communications

How We Use Your Information

We use your personal data for the following purposes, based on legitimate interests, contractual necessity, or your consent:

  • To provide financial advisory services and smart saving strategies
  • To respond to your enquiries and communicate with you
  • To comply with legal and regulatory obligations
  • To improve our website and services through analytics
  • To send you relevant marketing communications (with your consent)
  • To protect our business interests and prevent fraud

Cookies and Tracking Technologies

We may use cookies and tracking technologies for analytics, advertising, and remarketing purposes, including Google Ads. These technologies help us measure campaign effectiveness, deliver relevant advertisements, and improve our services. You can manage your cookie preferences at any time through our cookie consent banner. For detailed information about our use of cookies, please see our Cookie Policy.

Legal Basis for Processing

Under GDPR, we process your personal data based on the following legal bases:

  • Consent: For marketing communications and non-essential cookies
  • Contract: To provide our financial advisory services
  • Legitimate Interest: For website analytics, security, and business operations
  • Legal Obligation: To comply with financial regulations and legal requirements

Data Sharing and Disclosure

We may share your personal data with:

  • Service providers who assist us in operating our business (under strict confidentiality agreements)
  • Professional advisers including lawyers, accountants, and auditors
  • Regulatory authorities when required by law
  • Third parties in connection with a business transfer or sale

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

International Data Transfers

Your personal data may be transferred to and processed in countries outside the European Economic Area (EEA). When we do so, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or adequacy decisions by the European Commission.

Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. Financial records may be retained for up to seven years in accordance with regulatory requirements. Marketing data is retained until you withdraw consent or for a maximum of three years.

Your Rights

Under GDPR and Dutch data protection law, you have the following rights:

  • Access: Request a copy of your personal data
  • Rectification: Correct inaccurate or incomplete data
  • Erasure: Request deletion of your personal data
  • Portability: Receive your data in a structured, machine-readable format
  • Restriction: Limit the processing of your data
  • Objection: Object to processing based on legitimate interests
  • Withdraw Consent: Withdraw consent at any time (where applicable)

Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These measures include encryption, secure data storage, access controls, and regular security assessments.

Contact Information

If you have any questions about this Privacy Policy, wish to exercise your rights, or have concerns about how we handle your personal data, please contact us:

Complaints

If you are not satisfied with how we handle your personal data, you have the right to lodge a complaint with the Dutch Data Protection Authority (Autoriteit Persoonsgegevens) or the supervisory authority in your country of residence.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "last updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Us

For any questions regarding this Privacy Policy or our data practices, please contact us at privacy@apexor.top or call +31 108401165 during our business hours (Monday-Friday: 10:00-16:00).